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Bill Wolfson's Comments

WHAT IS FORECLOSURE?

Posted by William Wolfson | Apr 21, 2020 | 0 Comments

A mortgage foreclosure is a law suit filed in the New Jersey Superior Court asking the Court for the legal right to have real property (whether a home, commercial property or vacant land) auctioned off to the highest bidder by the county sheriff. Borrowers/home owners who face a mortgage foreclos...

COPING WITH FORECLOSURE

Posted by William Wolfson | Apr 21, 2020 | 0 Comments

If you have received a foreclosure notice such as a letter from your mortgage lender or court papers such as a Summons and Complaint in Foreclosure you should not ignore these important documents even though you might not be able to resume making your mortgage payments or catch up on missed payme...

YOUR RIGHTS UNDER THE FAIR DEBT COLLECTION PRACTICES ACT

Posted by William Wolfson | Apr 21, 2020 | 0 Comments

The Fair Debt Collection Practices Act (FDCPA) was passed by Congress in part “to eliminate abusive debt collection practices by debt collectors…and to promote consistent State action to protect consumers against debt collection abuses.” (§ 802. Congressional findings and declarations of purpose ...

CHAPTER 13 DEBT LIMITS TO CHANGE

Posted by William Wolfson | Apr 21, 2020 | 0 Comments

Chapter 13 debt limits are set by the federal Bankruptcy Code. Congress requires these limits for Chapter 13 Bankruptcy cases to be adjusted (usually upward) every three years based on the Consumer Price Index. The current figures were established in 2013, and the next Chapter 13 debt limit adjus...

NEW JERSEY AUTOMOBILE INSURANCE SURCHARGES

Posted by William Wolfson | Apr 21, 2020 | 0 Comments

There are times in life where nothing seems to go right. One problem after another lurks in the near future. Each one has something to do with just not having enough money to handle everything you need to cope with. You feel like “the goalie on the dart team.” Then you get pulled over by the pol...

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