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  • Discharging Traffic Fines in New Jersey's Bankruptcy Courts and Removing Driver's License Suspensions

    Discharge Traffic Fines in Bankruptcy and get your driver's license back ?
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  • Divorce, Bankruptcy and Discharging Debts

    Divorce, debts and bankruptcy discharges. When can you get relief from the debts coming out of your divorce?
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  • WHAT IS FORECLOSURE?

    A mortgage foreclosure is a law suit filed in the New Jersey Superior Court asking the Court for the legal right to have real property (whether a home, commercial property or vacant land) auctioned off to the highest bidder by the county sheriff. Borrowers/home owners who face a mortgage foreclos...
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  • COPING WITH FORECLOSURE

    If you have received a foreclosure notice such as a letter from your mortgage lender or court papers such as a Summons and Complaint in Foreclosure you should not ignore these important documents even though you might not be able to resume making your mortgage payments or catch up on missed payme...
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  • LIEN STRIPPING – CANCELLING THE SECOND MORTGAGE IN YOUR CHAPTER 13 BANKRUPTCY PLAN

    My clients are often surprised to learn that the Chapter 13 bankruptcy laws may be used to remove a second or third mortgage from their homes. The process is called “lien stripping,” “cramming down,” or “lien avoidance.” Many homes are worth less money than is owed on first or second mortgages. ...
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BILL'S COMMENTS

WHEN IS IT TOO LATE TO SAVE YOUR HOME FROM FORECLOSURE?

You have received a foreclosure summons and complaint. You may have filed an answer on your own behalf or with the help of an attorney.

BANKRUPTCY, KEEPING YOUR DRIVER'S LICENSE AND DISCHARGING NEW JERSEY AUTOMOBILE INSURANCE SURCHARGES

In my last post I explained what New Jersey Automobile Insurance surcharges are. Here's what the New Jersey Motor Vehicle Commission (http://www.state.nj.us/mvc/Violations/Surcharges.htm) has to say

NEW JERSEY AUTOMOBILE INSURANCE SURCHARGES

There are times in life where nothing seems to go right. One problem after another lurks in the near future. Each one has something to

CHAPTER 13 DEBT LIMITS TO CHANGE

Chapter 13 debt limits are set by the federal Bankruptcy Code. Congress requires these limits for Chapter 13 Bankruptcy cases to be adjusted (usually upward)

IT'S TAX SEASON–CAN YOU DISCHARGE INCOME TAXES IN BANKRUPTCY CASES?

Tax season will soon be upon us. I am not a tax lawyer or an accountant.

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CONTACT US TODAY

Initial meetings with an attorney should be more than a “meet and greet” session. Often, real progress toward a possible solution can be made. Your first consultation with Bill Wolfson is offered free of charge. We invite you to schedule it today so that you can get immediate answers to your most pressing questions.

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